Okla Rams

(S.M.R) 101 · 09-01-2011, 09:28 PM

Originally Posted by BMRbrnSNRbrd

I just like that I'm now paying myself rent vs someone else.

you ain't kidding dude...

OU Hemi · 09-02-2011, 12:00 AM

Well I don't own it yet.. Damn bank. I'll get there though.
Yeah I couldn't rent. Just not my type of deal.

**myoung84** · 09-02-2011, 09:24 AM

Well I don't "technically" own mine either, but I will in 28 short years!

OklaHemi · 09-02-2011, 10:43 AM

i figured what i was paying in rent in colorado and it was 16,800 a year to someone else's pocket. then another 12,600 in rent in blanchard. we bought our house as soon as we decided we were going to be in tulsa for a few years.

best thing i have ever done on a mortgage is bi-weekly payments. you pay the same amount every month but cut your interest down significantly. meaning you will have more equity in your home faster, always a good thing.
http://mortgage-x.com/library/bimonthly.htm

(S.M.R) 101 · 09-02-2011, 11:06 AM

Yeah I want to buy a house in Oklahoma so bad dude but there is no way in hell my girl is going to move down to OK if I do... last time I was down I did a little house shopping and found a few really nice places.. I really don't want to buy a home in NY so i'm torn on what to do right now....

**myoung84** · 09-02-2011, 11:18 AM

Originally Posted by OklaHemi

i figured what i was paying in rent in colorado and it was 16,800 a year to someone else's pocket. then another 12,600 in rent in blanchard. we bought our house as soon as we decided we were going to be in tulsa for a few years.

best thing i have ever done on a mortgage is bi-weekly payments. you pay the same amount every month but cut your interest down significantly. meaning you will have more equity in your home faster, always a good thing.
http://mortgage-x.com/library/bimonthly.htm

I thought about doing that but that gives you an extra 2 payments a year which I don't really want... I have actually been trying to pay off all my damn credit cards. Just paid off 4 retail cards yesterday at a total of $1400! I would have liked to use that for mods, but I'm tired of having credit card debt!

OklaHemi · 09-02-2011, 02:56 PM

we beat down our cc debt in no time, the best thing was putting them all up. if we didnt have them we were a lot lees impulsive which is major with my wife and i. medical bills kill, damn kids.

BMRbrnSNRbrd · 09-02-2011, 03:26 PM

Medical bills are the majority of my CC debt now...we're slowly knocking out the last two and have already put them away in our safe deposit box so they are not tempting.

**myoung84** · 09-02-2011, 04:10 PM

We both quit using credit cards all together a while back. We racked up a lot of debt while my wife was in school, then the wedding, then buying a house and getting laid off in the same month. I recently paid off my $5000 Lowes card and $2500 Dell Card. I will not ever use the Dell account again, but I do still use the Lowes card for my 5% off, but pay it in full every month. Those crazy bastards gave me a $6000 credit limit!

(S.M.R) 101 · 09-02-2011, 04:16 PM

yeah I only put a 2 grand limit on mine so I would not be tempted to go nuts with it