The Offical B.S Thread!!!!

[myoung84]

My company car is a 2010 Impala, so it's not like I'm just itching to drive it everyday. LOL.

I'm bad about compulsive buying and that needs to stop. LOL. Example: Sean sent me an email about the release of the Jeep tuning and I ordered it immediately. Wife got a little pissed about that, which I get. Why does her Jeep need more power? It doesn't. I did resist dumping $5k on a supercharger for the truck. I think that was smart. There aren't going to be many mods done this year at all.

I think what has me worried is having two mortgages for an extended period. I really don't want two payments on top of the regular new house expenses. Building a house is even worse. You put down a hefty deposit, get your completion date, and try to time the sale of the current house perfectly. Can't really back out at that point if this house doesn't sell and we have no other options for temp housing if it sells early. Then there's the issue of the equity. I've got some decent equity in this house but will be lucky to break even after all the BS fees, closing costs, commissions, etc. That just sucks.

This year my plans are to update a few things to make it easier to sell. I need a new back fence, need to replace the 80's style counter tops in all the bathrooms with some low cost granite, have the kitchen cabinets refinished, and replace the carpet. I replaced all the appliance recently with stainless and a fancy french door fridge that I plan on leaving, which could help. My goal is to make this house 100% move in ready so I can hopefully dump it quickly when the time comes.

[0212353]

you want to hear what sucks?

We are about 30K upside down on our current house. Yeah.....so, IF we sell it - write a check. I'm renting this fucker, let someone else pay that mortgage.

2 mortgages, yeah - its going to happen. I'm ready.........and have a nice chunk set aside to assist.

We got our taxes back. Originally........we owed 21K. errr...........hold your ankles buddy! Talked to the accountant, set up a SEP (self employment pension), and it reduced our overall tax burden to around 15K. BUT, I have to put 17K in the pension.....ok, so I'm about 10-11K over on my "spend", but that 17K is mine, and saving that much - it just makes sense. Bad time for it.

Anyway, yeah..........got 20% for the house.......closing costs........all that.......lets just say I'm glad I worked my balls off in 2013, and continuing that now to put us in a nice spot.

When the accountant called me last week, I about shit myself. But.........well..........shit happens right?

[(S.M.R) 101]

I may be driving a 2012 Cummins by the weekend

Dealer called me and told me a Cummins came in that would be perfect for me... He offered an awesome deal on trade and the numbers look good for the Cummins.

I think the decision has been made boys, I just haven't told Emily yet... But I will not be out of pocket at all with this trade since I only owe 20k on my current truck.

[0212353]

are you swappin' anything over?

[(S.M.R) 101]

2012 Ram 2500 Laramie Truck Crew Cab

[0212353]

so....flares! lol

if it wouldn't look stupid, bumpers - but yours would look crazy with the chrome on it.

[(S.M.R) 101]

The thing about this dealer is they actually count my mods towards the trade in value... I was told today if I start pulling stuff off they will start bringing down the trade in value... so I will be taking a few things but the big stuff will stay..

Wheels, Tires, flares... Bumpers... which kills me because I could swap the bumpers and have to only worry about getting a color matched grille. Mirrors, door handles..

I'm taking the cab lights, tail lights bully dog, Catch Can, 87mm TB and a few things to sell that won't be going on the Cummins.

[(S.M.R) 101]

The chrome on this truck is killing me lol.... But that comes with it being a Laramie. So I will have to get new bumpers, grill, door handles and mirrors......

[myoung84]

Damn Jeremy, that sucks! I managed to get our taxes down to me only paying in less than $1k. Can't complain I guess. I can complain when my wife's cousin and baby momma with two kids get back $9k and neither one has worked. I think he had a job for a few months last year. Fucking bullshit.

That could be a nice upgrade Kyle. What's getting swapped over?

[(S.M.R) 101]

But it is loaded.... Heated/cooled seats heated rear seats and all the goodies.

Lots of things my truck dose not have now lol..... oh, and it's a Cummins lol