i figured what i was paying in rent in colorado and it was 16,800 a year to someone else's pocket. then another 12,600 in rent in blanchard. we bought our house as soon as we decided we were going to be in tulsa for a few years.
best thing i have ever done on a mortgage is bi-weekly payments. you pay the same amount every month but cut your interest down significantly. meaning you will have more equity in your home faster, always a good thing.
http://mortgage-x.com/library/bimonthly.htm